We are a national charity, working across the UK to lift people out of debt and poverty. We offer free debt counselling through a network of 239 debt centres based in local churches.
There is a way out of debt; there is hope. Each year we help 20,000 people find their way out of the black hole of debt. We work out fair budgets, negotiate with creditors and can take people through insolvency procedures, so there is always an answer. We run CAP Money Courses, which are teaching 10,000 people a year to budget, save and prevent debt. We have also just launched CAP Job Clubs. We offer our services in partnership with local churches because we believe the Church holds the only message that can truly transform lives.
We are a group of people who are passionate about lifting people out of poverty, standing up for those who can't speak for themselves and bringing justice and good news to the poor. We are totally reliant on churches and individuals who share our heart to support our work as we receive no government funding. We are currently half way to our vision of having a CAP Debt Centre in every town and city in the UK so we can reach everyone suffering in debt as quickly as we can. We need you. Will you join us today?
Thursday, 13 February 2014
Watch Ray and Patti's story to see how CAP lifted the weight of debt and gave them space to fall in love again.
Monday, 10 February 2014
The phone has been ringing off the hook today as CAP’s busiest day gets underway. New Client Enquiries had already had over 70 calls by midday – double the amount of a normal day!
One of those calls was from a young mum who’d fallen into debt...
Thursday, 06 February 2014
Today Gordon Brown MP officially opened a local church's CAP café in Kirkcaldy.
Run by CAP Centre Manager Pat Hanson, the Whytescauseway Baptist Church café acts as a drop-in for CAP clients and local residents to receive subsidised hot meals,...
Tuesday, 21 January 2014
When our clients make it across the 'debt free finish line', they feel elated, free and often want to find a way to express their gratefulness. When Jane Stock from York went debt free in November 2013, she decided to say thank you in a way that...
Thursday, 16 January 2014
You know when you've agreed to something but then the reality of what that 'yes' means hits you? Well that's me now!
At the end of 2013, I was working with CAP Australia, when their National Director, Ross, started going on about the Tour de France...
Tuesday, 14 January 2014
The quantity of people calling for help with their debts during the first full working week of the New Year has broken all records here at CAP. Our helpline, which books new clients in for a home visit, has seen the number of inquiries rocket by 40...